TERMS OF SERVICE

Working Together the Right Way

Welcome to LegacyGNV Financial. By accessing or using this website, you agree to comply with and be bound by the following Terms of Service. If you do not agree, please do not use our website.

Last Updated: May 27, 2026

About Us

LegacyGNV Financial is owned and operated by Cleveland Davis, Jr., a licensed insurance professional located at 2153 SE Hawthorne Rd Suite #101, Gainesville, FL 32641. We provide insurance and financial-product services to individuals, families, and business owners — primarily in the State of Florida and other states where we are appropriately licensed.

Use of Site

You agree to use our site for lawful purposes only and in ways that do not infringe on the rights of others or restrict their use and enjoyment of the site. You will not attempt to gain unauthorized access to any portion of the site, interfere with its operation, or use it to transmit harmful code or unlawful content.

Not Insurance, Financial, Tax, or Legal Advice

The information on this website — including pages about life insurance, disability, supplemental, health, dental, annuities, retirement, and estate-related topics — is provided for general educational and informational purposes only. It is not a recommendation, solicitation, or offer of any specific insurance product or financial strategy. Reading this site does not create an agent–client relationship.

Insurance and financial decisions depend on your unique situation. Before purchasing, replacing, or changing any policy or financial product, you should speak directly with Cleveland Davis, Jr. or another licensed professional, and you may want to consult your own tax or legal advisor.

Licensing and Scope

Cleveland Davis, Jr. is licensed to sell insurance products in the State of Florida and any additional states where appropriately appointed. Products and pricing referenced on this site may not be available in every state and are subject to each insurance carrier's availability, underwriting standards, and rate filings. Nothing on this website constitutes a solicitation in any jurisdiction where we are not licensed to do business.

Quotes, Applications, and Coverage

Any quote provided through this site or follow-up conversations is an estimate, not a contract. No coverage is bound, issued, modified, or canceled through this website. Coverage takes effect only when an application has been completed and accepted by the carrier in accordance with the carrier's terms, and any required initial premium has been received.

Information You Submit

You are responsible for the accuracy and completeness of any information you submit to us — including through contact forms, intake forms, applications, and email or text correspondence. Misstatements or omissions may affect your ability to obtain coverage or honor a claim.

Intellectual Property

All content on this site — including text, graphics, logos, photos, videos, and the LegacyGNV Financial name and brand — is owned by Cleveland Davis, Jr. / LegacyGNV Financial or our licensors, and is protected by intellectual property laws. You may not reproduce, redistribute, or use any content for commercial purposes without our prior written permission. Personal, non-commercial viewing and sharing of public pages is permitted.

User SMS Opt-In and Opt-Out

We send appointment reminders, confirmation texts, follow-up messages, and service updates to users who opt in to receive SMS messages from LegacyGNV Financial. Any information or materials you submit (through contact forms, intake forms, or messaging) may be used to respond to your inquiries or provide services. You are responsible for the accuracy of the information you provide.

You can cancel the SMS service at any time. Simply reply STOP and we will confirm your unsubscribe status via SMS. After that confirmation, you will no longer receive SMS messages from us. To rejoin, sign up again the same way you did originally and we will resume sending you SMS messages.

If you experience issues with the messaging platform, reply HELP for more assistance, or reach out to us directly at Cleveland @LegacyGNVFinancial.com or (352) 450-1816.

Carriers are not liable for delayed or undeliverable messages. As always, message and data rates may apply for messages sent to you from us and to us from you. For questions about your text plan or data plan, contact your wireless provider. For privacy-related questions, please see our Privacy Policy at https://legacygnvfinancial.com/privacy-policy.

No Guarantees

While we work hard to provide accurate, up-to-date information, we make no warranties or guarantees regarding the accuracy, completeness, or reliability of content on the site. Insurance products, rates, and availability change frequently, and information here may not reflect the most current carrier offerings at the moment you act.

Limitation of Liability

To the fullest extent permitted by law, LegacyGNV Financial and Cleveland Davis, Jr. are not liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of, or inability to use, this website or any reliance on content available here. Your sole remedy for dissatisfaction with the site is to stop using it.

Third-Party Links

Our website may contain links to third-party websites — including carrier portals, scheduling tools, payment processors, and educational resources. We are not responsible for the content, accuracy, or privacy practices of those sites. Visiting them is at your own risk and governed by their own terms.

Modifications

We reserve the right to modify these Terms at any time. When we do, we will revise the "Last Updated" date at the top of this page. Continued use of the site after changes are posted signifies your acceptance of the updated Terms.

Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws principles. You agree that any dispute arising out of or related to these Terms or your use of this site will be resolved exclusively in the state or federal courts located in Alachua County, Florida, and you consent to the jurisdiction of those courts.

Contact Us

If you have any questions about these Terms, please reach out:

Cleveland Davis, Jr.

LegacyGNV Financial

2153 SE Hawthorne Rd Suite #101, Gainesville, FL 32641 Email: [email protected]

(352) 450-1816

(352) 450-1816

2153 SE Hawthorne Rd Suite #101, Gainesville, FL 32641